What You Should Know About Child Support in Texas

Child support in Texas is based on state guidelines that consider the number of children involved and the  parent’s income who is ordered to pay child support (Obligor). Payments typically go through the State Disbursement Unit, to the receiving parent (Obligee) and support may include health and dental insurance. Texas does allow child support modifications when income changes significantly.

Understanding Child Support in Texas

If you are going through a divorce or custody matter, child support is likely one of your biggest concerns. Texas has specific policies that determine how child support is calculated, who pays it, and how payments are handled. Understanding these rules helps you make informed decisions for your family.

Who Pays Child Support?

In most Texas cases, the parent who has the right to designate the child’s primary residence receives child support. The other parent, who is the joint managing conservator to the primary parent, is usually responsible for making the payments.

The purpose of child support is to help pay for the child’s needs and promote the children’s best interests. Children require housing, food, clothing, school-related items, and many other necessities. Child support is meant to be one sum number each month that contributes toward those expenses.

How Is Child Support Calculated?

Texas uses child support guidelines based primarily on the number of children involved.

Current guideline percentages include:

  • One child: 20% of net resources
  • Two children: 25% of net resources
  • Three children: 30% of net resources

The percentage increases as the number of children increases.

Child support may also include obligations related to health insurance and dental insurance coverage for the child.

Is There an Income Cap?

Yes. Texas places a cap on the net resources used for guideline child support calculations. The current cap is approximately $11,700 in monthly net resources. This means that even if a parent earns substantially more than that amount each month, the guideline calculation is based on the capped figure rather than total earnings.

How Are Child Support Payments Made?

Child support payments are typically outlined in a court order and processed through the Texas State Disbursement Unit in Austin.

The paying parent sends support payments to the State Disbursement Unit, which then forwards the funds to the receiving parent. The state tracks payments for record keeping and enforcement purposes. This system helps establish a clear payment history. If payments are not made as ordered, those records can become important in an enforcement action if a parent fails to pay child support

How Is the Child Support Money Received to be Used?

A common concern involves how child support funds are spent. Generally, the paying parent does not have the right to dictate how the receiving parent uses the money. Likewise, the receiving parent is not entitled to demand additional funds beyond the court-ordered child support amount.

In short, child support is intended to contribute toward the child’s overall needs, including housing, food, clothing, and other everyday expenses.

What If Your Income Changes?

Texas law allows child support modifications if circumstances change. For example, if your income decreases because of a job change or reduced earnings, you may qualify for a modification. If you believe your financial circumstances have changed, speaking with an attorney is a good first step to determine whether modification may be available.

Contact Martinez Legal, P.C.

If you’re navigating divorce and need guidance on agreements, parenting plans, or protecting your interests, the dedicated team at Martinez Legal, P.C. is ready to help you move forward with confidence. Don’t let uncertainty shape your future, secure your peace of mind, reduce stress, and build a strong foundation for the next chapter.

Our office is located at 1317 E McKinney St #109, Denton, TX 76209. Call us at 940-242-2433.


FAQs

1. Does child support include health insurance in Texas?
Child support obligations can include health insurance and dental insurance coverage for the child.

2. Does the paying parent get to decide how child support is spent?
No. The paying parent does not have the right to direct how the receiving parent spends child support funds or require receipts.

3. What happens if I earn less than I did when the order was entered?
You may qualify for a child support modification if your income has decreased significantly. An attorney can help determine whether you meet the requirements for modification.

Marci Martinez
+ posts

As a founding partner of Martinez Legal P.C., Marci B. Martinez works with clients regarding their family law needs. She has extensive court experience, handling cases involving divorce, estate planning, adoptions, premarital agreements and private mediation for clients in Denton, the Dallas Metroplex and across Texas.
Ms. Martinez received her Bachelor of Science in human resource management from Arizona State University in 2002, Magna Cum Laude.

She earned her Juris Doctor from the Sandra Day O’Connor College of Law at Arizona State University in 2005. At law school, she was an Editor for the Arizona State Law Journal and the executive officer of the Christian Legal Society.

Similar Posts

  • How Does Child Support Work?

    We get questions from many divorcing parents about just how does child support work? In Texas, there are statutory guidelines that affect how much each parent contributes to their children’s needs based on the parent’s net income. It generally turns out that the parent who lives with the child most of the time receives child support and the other parent pays the child support.

    Texas Child Support Guidelines Parents are expected to support their children both emotionally and financially. In keeping with this expectation, the state legislature approved certain guidelines that family law courts use in establishing an amount of support that one parent will pay to the other. Basically, a parent is expected to use 20 percent of his or her net income to…

  • Child Custody: What Is a Standard Possession Order?

    In Texas, a Standard Possession Order (SPO) is a commonly used custody arrangement that outlines when each parent will spend time with their children. A Standard Possession Order is a “fallback” option when parents cannot agree on a customized schedule.

    Designed to provide structure while maintaining flexibility, the SPO means that both parents can maintain a meaningful relationship with their children. Key Features of a Standard Possession Order in Texas The SPO as a Fallback Option The SPO often acts as a starting point for negotiations.

    Parents can tweak it to fit their unique circumstances and lifestyle. For example, families may agree to alternate weeks or establish more specific arrangements that deviate from the standard schedule. This flexibility is encouraged by Texas family courts, which…

  • Divorce Is Not The End Of The World

    Years ago, two psychiatrists, Dr. Thomas Holmes, and Dr. Richard Rahe came up with a stress scale based on their evaluation of 43 different life events. They determined that the death of a spouse was the most stressful life event and second was divorce.

    Losing a Marriage Requires a Grieving Process When you first enter your attorney’s office to begin the divorce process, you are more-or-less in shock. You are in a situation you never expected to be in. Divorce was not on your mind when you got married no matter how many years ago that was.

    Your emotions are high and it’s hard to think clearly and rationally. You are experiencing the loss of your marriage and will go through the grieving process, the…

  • How is a Gray Divorce Different From Other Divorces?

    A “Gray Divorce” is a divorce that involves a couple over 50 and has distinct differences with unique dynamics and considerations from divorces for a younger couple. There are two common themes for why gray divorces are on the rise, infidelity and financial disputes.

    However, emotional factors play a significant role as well. Women are often the initiators in gray divorces. Many women reach a point where they decide they no longer want to continue living in an unfulfilling or unhealthy marriage. Men, on the other hand, are sometimes caught off guard, unaware of their partner’s dissatisfaction, and unaware of the financial consequences.

    Here are some of the most common differences in the issues that should be addressed in a divorce involving couples over 50….

  • How To Tell Your Spouse You Want a Divorce

    Telling your spouse that you want a divorce is one of the most difficult conversations you may ever have. It is emotional, personal, and often overwhelming. While there is no way to make the conversation painless, approaching it thoughtfully—and safely—can help reduce unnecessary conflict and set the stage for a healthier transition.

    Choosing the right setting, being clear and direct, avoiding blame, and focusing on next steps rather than the past can make a meaningful difference. Prioritizing safety, shielding children from adult discussions, and consulting an attorney or mental health professional ahead of time can also help make the process calmer, safer, and more constructive One of the hardest conversations that you will ever have is telling your spouse that you want a divorce. Here…